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Classic car insurance is a specialized insurance policy designed for vintage and classic vehicles. This type of insurance is designed to offer specialized coverage for vehicles that are not used as daily drivers but are instead stored and maintained as collector items.

Anyone who owns a classic or vintage car can purchase classic car insurance. The vehicle must meet certain criteria, such as being at least 15 years old and in good condition, in order to qualify for classic car insurance.

This depends on the insurance company and the policy. Some classic car policies will cover modifications, while others may not. It’s important to carefully read the policy and discuss any modifications with the insurance company to ensure adequate coverage.

Yes, it typically has mileage restrictions. Most policies limit the number of miles the vehicle can be driven each year, usually around 7,500 miles. This helps to ensure that the vehicle remains in good condition and is not used as a daily driver.

It differs from regular car insurance in a number of ways, including the amount of coverage offered, the type of coverage offered, and the premium pricing. Classic car insurance policies typically offer more comprehensive coverage, including coverage for agreed value and spare parts, and may have lower premiums as the vehicle is not used as a daily driver.