Protect Your Happy Place - Compare Park Home Insurance quotes and Save!

Park home insurance is a type of insurance policy specifically designed to protect park or mobile homes’ owners. It provides coverage for the physical structure of the park home, as well as its contents.

The insurance typically covers damage or loss to the physical structure of the park home, including its walls, roof, floor, and fixtures. It may also cover the home’s contents, such as furniture, electronics, and personal belongings. Some policies may also provide coverage for liability in case of accidents or injuries that occur on the park home’s property.

Yes, it is different from regular home insurance as park homes are typically considered to be a unique type of dwelling with specific insurance needs. Park homes are often located on rented land and are subject to different regulations and laws than traditional brick-and-mortar homes.

Yes, if you own a park home, it is recommended to have park home insurance to protect your investment and personal belongings. Some park home communities may also require that residents have insurance as a condition of residency.

The cost of park home insurance may be affected by factors such as the age and condition of the park home, its location, the value of its contents, and the coverage limits selected. Other factors, such as the park home’s proximity to flood-prone areas or high-crime neighborhoods, can also impact the cost of insurance.