Compare Motor Trade Insurance Quotes

The main compuslory coverage this insurance delivers is the loss related to the repairment of the your and customers’s vehicles as well. This also includes the to drive them to their workplace. Tailored to business specific requirement you can compare motor trade insurance quotes to get what risk you wanted to get covered at reasonable prices.
Protected trade insurance
Affordable under 25 coverage

What is Compare Motor Trade Insurance?

Trade Vehicle Insurance, or Motor Trade Insurance, provides comprehensive coverage for various aspects of your business operations. This policy includes essential elements such as stock and parts protection and coverage for legal liabilities. Finding the perfect policy to suit your specific requirements is crucial that is possible with compare motor trade insurance policies. Trust MoneyMegaMarket to assist you in discovering incredible deals on Motor Trade Insurance, ensuring your utmost safety and peace of mind.

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Whether you’re in vehicle operations or manage a garage, motor trade insurance offers a crucial safeguard for automotive sector businesses.


Discover Incredible Savings on Motor Trade Insurance.


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Motor Trade Insurance.


Compare UK Trader Car Insurance Deals from Leading Insurers.

The appropriate insurance policy is pivotal in safeguarding your business, encompassing vehicle buying, selling, repairing, and servicing activities. Comprehensive online trader insurance quotes ensure coverage during your work and a swift return to business operations.

Types of Motor Trade Insurance

There are three types of motor trade insurance:

Road Risk Cover

Road risk cover protects you while driving customer vehicles or cars used in your business operations. Similar to personal policies, you can choose from third-party, third-party fire and theft, or fully comprehensive insurance. However, road risk cover offers greater flexibility.

With road risk insurance, you can drive customer vehicles under your care, showcase vehicles in test drives, and drive cars for buying and selling purposes. This coverage allows you to easily add or remove vehicles through the Motor Insurance Database (MID), reducing administrative fees.

It’s important to note that road risk cover has limitations, excluding specific vehicle categories like sports cars or luxury prestige models. Furthermore, it’s strictly for business use and doesn’t extend to family or friends’ cars.

Liability Cover

Liability cover is essential for most businesses, protecting potential legal expenses and complications that may arise in customer interactions. This coverage is crucial in disputes, on-site accidents, and theft or vandalism. Additionally, employers may require employers’ liability cover to ensure safety in the event of employee injuries at the workplace or legal disputes.

Combined Cover

While road risk insurance often serves as the primary coverage level for many traders, a significantly more extensive option exists when we compare motor trade insurance . Motor traders’ combined insurance goes beyond road risk protection, offering a comprehensive package tailored to your business requirements. By consulting with an insurance expert, you can create a policy that safeguards your business, considering its distinct characteristics. Examples of insurance include:

1 .Coverage for Public and Employers' Liability

Protects against legal claims and injury-related incidents.

2. Business Property Protection

Covers repair and reconstruction costs during premises-related incidents. It may also include coverage for on-site business cash.

3. Tools and Equipment Insurance

Covers tools stored on-site and machinery such as ramps, compressors, spray booths, and more.

4. Sales and Service Indemnity

Safeguards against claims, damages, or injuries from vehicle sales or repairs.

5. Engineering Inspection Services

Offers qualified equipment inspections to ensure health and safety regulations compliance.

6. Tools and Equipment Insurance

Covers tools stored on-site and machinery such as ramps, compressors, spray booths, and more.

Compare Motor Trade Insurance with MoneyMegaMarket to get Mega Deals

MoneyMegaMarket assists you in finding motor trade car insurance deals that perfectly match your unique operational requirements by giving you versatile options to compare motor trade insurance quotes, ensuring both comprehensiveness and affordability. 

Our customer service is swift and effective, precious if you’re seeking motor trade insurance for a new business. Count on us to get you back up and running quickly.

Compare Motor Trade Insurance

Explore Top Motor Trade Insurance Providers -
Exceptional Service and Comprehensive Protection

It encompasses various vehicle-related business operations, including sales, servicing, and repairs

Safeguards against financial losses stemming from theft, damage,
or accidents

Provides coverage for both business-owned and third-party vehicles

Includes liability coverage in the event of injuries

Offers peace of mind by safeguarding the entire business

A shield for the business, its assets, and the personal assets of business owners

Who Needs Motor Trade Insurance?

Anyone who runs a motor trade business or works in the industry can benefit from motor trade insurance.
Here is a list of the business or workplaces where such insurance is required:

Mechanics and garages &
Vehicle dealerships


Vehicle importers and


Mobile mechanics and
repair services


Classic and vintage car restorers & Tyre and exhaust fitters


Vehicle recovery services & Body shops, and repair shops

Managing the Cost of Motor Trade Insurance in the UK - Tips for Saving on Your Business Coverage

When seeking the ideal deal, it’s essential to consider several factors. These include your business category, vehicle types, age and model, turnover fluctuations, annual mileage, and potential risks. Knowing about these different parts of your insurance needs will guide you in finding the right breakdown cover for your motor trade business. The cost of motor trade insurance can change especially when you compare motor trade insurance quotes  and the coverage you select, like public liability or temporary coverage.

Motor Trade Business
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The primary legal necessity for motor trade insurance is third-party coverage.

Third-party, fire, and theft cover protects against theft and fire damage to the vehicles under your responsibility.

Additional choices encompass road risk protection, liability insurance, employer's liability coverage, and coverage for tools and equipment.


It is specifically designed for individuals or businesses in the motor trade industry. This includes individuals who buy and sell vehicles, repair or service vehicles or carry out any other vehicle-related business.

Anyone involved in the motor trading industry, such as car dealers, mechanics, or garage owners, must have motor trade insurance, protecting the business and its employees against potential liability and financial loss.

Liability coverage, property damage coverage, business interruption coverage, and personal injury are covered. There are also options for insuring the vehicles being worked on, such as road risks.

You can get it by contacting an insurance broker or directly from the company. They will inquire about your business and its specific needs, then select quote me today motor trade insurance, and you will get the right one.

Compare motor insurance quotes from different providers and review available coverage options. You should also consider your needs, such as the type of work, the vehicles you work on, and your potential liability exposure. It may also be helpful to work with someone specialized in motor trade insurance to help you find the desired policy for your business; whether looking for part-time or permanent coverage, you can select your desired one.